As one of Susan's tour group dies unexpectedly, she decides that the family needs life insurance. Nick agrees, but only in order to win favour with his new girlfriend - a life insurance salesperson!
When a Chinese businessman in tour guide Susan's party suddenly drops dead in Madame Tussaud's Susan begins to worry about Ben's mortality - as indeed does he after a chat to the vicar. This gives Nick the opportunity to bring would-be girlfriend and insurance salesperson Emily to the house to sell Ben a policy. Ben agrees, in the hopes that it will encourage Nick to move out but Susan has already got him a policy.—don @ minifie-1