Ward buys the boys a gift of a piggy bank, so that they will start to understand the benefits of saving their money. When the boys have close to $32 saved which is more than the $13 they need to buy a baseball glove apiece (which is what they each want), Ward will let them do whatever they want since it is their money, but he advises them that their money may be better deposited in their school savings account, the money in which can be later used for their college education. The boys tell their father that they are taking his advice and placing all the money in their account. But at the last minute, they instead decide to buy their father a present of a new hunting jacket as he's made inferences that he could use a new one. When they leave the school grounds at noon to go shopping, they are dismayed to learn that the jacket they want is $45, but they decide their father is worth the extra money so they need to withdraw money from their account. The jacket is to be monogrammed and shipped to the house that evening. The boys want the jacket to be a surprise. When Ward learns that the boys left the school grounds without permission and that not only did they not deposit money but withdrew money instead, Ward is incensed solely because they went against what they said they were going to do. As the boys try to skirt the question from their parents about what they did with the money, the start of the evening doesn't quite turn out the way the boys were hoping or wanting.
—Huggo